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FLORIDA
HOMESTEAD SERVICES, LLC
(954) 252-9111
Dear Homeowner,
We will send you, via e-mail, a small portion of our most recently
published book that you can request from our form below, or by e-mailing us. Thank you for the time to contact us. Over
ninety-nine percent of all Florida homes are not protected under the
Florida homestead asset protection laws. Unfortunately, your existing
home and residence probably does not possess protections afforded
under the Florida homestead law, as you may have assumed! Under Florida
law, the exemption of a homestead from seizure and sale for debts is a
different thing from the exemption to the extent of $50,000 of a
homestead appraisal reduction from taxation, and a homestead as defined
for tax purposes, is not necessarily a homestead that is
"non-devisable" or not able to be disposed of by law. To put it another
way, the exemption of a homestead from forced sale, or a of home
equity, and from having a judgment or execution being a lien thereon
differs from homestead property tax exemption, as defined for ad
valorem (which means 'according to value') property tax purposes. Here
is the State’s answer to our specific inquiries about our services...
OUR QUESTIONS TO THE STATE OF FLORIDA DEPARTMENT OF REVENUE
REGARDING FLORIDA ‘HOMESTEAD EXEMPTION’:
Question 1: “By claiming homestead property ad valorem tax exemption
through the local county property appraiser’s office, how does that
declare and protect my real property and equity as a true, legal
homestead?”
Answer: “The property tax exemption is in regards to, and applies only
to, and for the real estate property tax bill and is a combined notice
of ad valorem taxes and non-ad valorem real estate tax assessments.”
Question 2: “Does this ‘property tax exemption’ protect
my real property and its equity, against liens, judgments, levy
and/or foreclosure as a valid or claimed homestead, or does
it just qualify a homeowner to receive a property ‘tax
break’? Please have your office clarify my question; Does any Florida
county property appraiser’s homestead property tax exemption form,
specifically and clearly designate and record my real property as a
qualified and claimed homestead property, or is its main purpose just
for the homestead exemption assessment portion of ad valorem property
taxes?”
Answer: “When you receive a ‘homestead tax exemption’ from your
county property appraiser’s office, its only purpose is to save
you money on the first twenty-five thousand dollars of your real estate
ad valorem property taxes, and to cap the assessed property value to no
more than a 3% increase per year under the Save Our homes Act. It does
not protect your home or equity from creditors and judgment executions,
which is also not automatic.”
The service we provide at Florida Homestead Services regarding
protection of your real property, qualified homestead and its equity
provides protection of your home and real property against most liens,
judgments and foreclosure, not the so-called ‘property tax break’. The
exceptions to the law are a secured mortgage, property tax liens and a
lien for contract for improvement of the property. Protection of a
homestead is not automatic and must be claimed separately than the
‘homestead tax exemption’. Protection of homestead is by
individual choice and by an individual’s own initiative, not by the
duties of the property appraiser’s office in the county in which an
individual resides. Absent notice that we are in need of this
protection against forced sale of our homes, few of us are likely to
make a homestead claim just in case it might prove handy some day.
The real property homestead claim can be made before or after a lien,
judgment or levy, but the prior legal claim is superior for obvious
reasons. Any government entity such as code enforcement, any third
party, or any unsecured creditor can easily attach a lien, judgment or
levy against your residential property or its equity for almost any
reason, and sometimes without any notice to you. The homestead
protection provided by us makes most liens or judgments void and
unenforceable, but you must make the legal claim. Here is where we can
greatly assist you by providing the following asset and property
protection filing services:
· Personalized planning and claims to meet your needs
· Provision of all required documentation for protection of your real
property, home, equity and income against liens, judgments, creditors,
forced sale or foreclosure
· Notarization and verification of all required documentation and
property descriptions
· Filing and recording of all required documentation into the court and
public records
· Notice to any lien or judgment holders and creditors of your claim
· Notice of contest of most liens to the lienholder
· Notice of your claim to existing creditors allowing sale or
refinancing within 45 days
· Cessation of forced sale against real property
· Refiling of a new homestead claim for no charge should you move
within Florida
· Declaring domicile in the State of Florida, if required
· Research and information on your particular issue and situation
· Verification of current property, appraisals and exemptions in the
county of residence
· Verification of public and court records
· Recommendations from our legal staff on pertinent issues
· Free consultation and answers to all of your questions
· All information is placed on a personalized CD-ROM with all vital
information of your homestead property for safe keeping and archival
purposes
Our fees are very reasonable. We can also appeal your denial of
homestead exemption. We are also a referral service for
attorney's who specialize in asset protection and estate planning. If
you need help, contact us and we will help you to find the best of the
best. We also provide our valuable services to mortgage
brokers, realtors, mortgage companies and title companies, as well as
the individual homeowner.
Please,
do yourself and your family a favor and take precautionary measures to
protect your most valuable asset, your home and ‘castle’, from all
types of present or future liability and creditors. Please feel free to
contact us for any questions and consider our services the cheapest
form of protection against most liens, judgments and foreclosure.
Contact us today! We are here to help.
Best Regards,
Florida Homestead Services, LLC ©®™
www.floridahomesteadservices.com
954-252-9111
954-434-7664 Fax
"The book "How To Protect Your Home and
Income..." is an invaluable resource!
It is a leading authority and contains each
law, the legal cases
and references, every controlling court
case
with citations, the on point issues all
in one easy to read research document.
Every Florida homeowner must read it to learn
how to properly protect their wages and their
homestead property."
L. Barrie
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Protect your
Wages and Income
-
Protect your
Family and their Castle
-
Protect your Home
from Forced Sale
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Protect your Home
from Creditors
-
Protect
your Home from Code Enforcement
Liens
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